Ab khata likhna band karo

Bol do.
Hisaab ho
jayega.

MunshiGiri AI — India ka pehla voice-first financial assistant. Sirf bolo apna transaction, aur AI suggest karega best investment bhi.

App Download Karo Kaise kaam karta hai? →
Bilkul Free Hinglish mein bolo UPI auto-sync AI Investment Advice
UPI Detect Hua!
PhonePe · ₹340 received
"petrol pe 500 diya"
Automatically saved
SIP Recommend!
₹3,000/month ideal
9:41●●● ▌▌
Net Balance
October 2026
₹42,850
Aaj ka hisaab bilkul sahi
Aaya
₹68,200
Gaya
₹25,350
Aaj ke Transactions
Ramesh Ji ka payment
Business Income
+₹12,000
Swiggy Order
Khana-Peena
−₹340
HP Petrol Pump
Transport
−₹500
SIP — Axis Bluechip
Investment
+₹3,000
Bolo apna transaction…
Hinglish mein bolo, AI samjhega
Bilkul FreeHinglish VoiceUPI Auto-SyncSIP RecommendationsMutual FundsPPF & FDGold InvestmentGST ReportsCA-ReadyAI Advisor Bilkul FreeHinglish VoiceUPI Auto-SyncSIP RecommendationsMutual FundsPPF & FDGold InvestmentGST ReportsCA-ReadyAI Advisor
Works with
Kaise kaam karta hai

Teen second mein hisaab ho jaata hai

Koi complicated app nahi. Koi training nahi. Bas bolo — aur MunshiGiri AI baaki sab kar leta hai.

1
UPI aaya ya bolo apna transaction
Jab bhi PhonePe, GPay ya Paytm pe payment hogi — ya aap khud bologe — MunshiGiri automatically samjhega.
2
AI categorize karta hai
"Swiggy" → Khana. "HP Pump" → Petrol. AI seekhta rehta hai aapki aadat se aur galti nahi karta.
3
Ek tap confirm karo
Pre-filled entry confirm karo — balance update, report update, khata update. Bas!
4
AI investment suggestions milti hain
Aapki income aur savings dekhke AI batata hai — kahan invest karein, kitna karein, kaise grow karein.
Live Example — Voice Entry
"Ajay ko teen hazaar paanch sau diye hardware ke liye"
MunshiGiri AISamjha! ₹3,500 expense — Ajay Hardware, Business Supplies. Confirm karein?
Entry save hui · Balance update · Ajay ka khata update
"Is mahine kitna bacha?"
MunshiGiri AIIs mahine aapne ₹18,500 bachaye hain. Aapki saving rate 27% hai — SIP mein ₹5,000/month lagaane ka sahi time hai!
Features

Sab kuch jo aapko chahiye tha

Chhote dukandaar ho, freelancer ho, ya daily UPI user — MunshiGiri AI sabke liye bana hai.

Hinglish Voice Entry
Jaise baat karte ho, waise bolo. AI samjhega, categorize karega, save karega. Typing bilkul nahi.
UPI Auto-Detection
Google Pay, PhonePe, Paytm — har UPI payment automatically detect hoti hai. Sirf ek tap confirm karo.
AI Investment Advisor
Aapki income aur savings analyze karke AI best investment options suggest karta hai — SIP, FD, PPF, Gold sab.
Party-wise Khata
Har client aur supplier ka apna khata. Kaun kitna dena hai — sab ek jagah, digital form mein.
Instant Reports
Roz ka, hafte ka, mahine ka — income vs expense, category breakdown, net balance — sab automatic.
CA-Ready Export
PDF ya Excel mein report download karo. CA ko WhatsApp pe bhejo ya GST filing ke liye use karo.
Investment Plans

Apna paisa
kaam pe lagao

MunshiGiri AI sirf hisaab nahi rakhta — aapki savings ko grow karna bhi jaanta hai. Teen risk levels mein investment plans available hain.

Aapka AI Summary
"Aapki income ₹68,200 hai aur aapne ₹42,850 bachaye hain is mahine. 63% saving rate — bahut acha! AI recommend karta hai balanced + SIP plan aapke liye."
Low debt Stable income Growth-ready
Safe Plan
Low Risk
5–8%
Expected annual return
  • PPF (Public Provident Fund) — tax free return
  • Post Office RD — guaranteed monthly savings
  • Bank FD — 6.5–7.5% fixed return
  • Senior Citizen Savings Scheme
  • Sukanya Samriddhi (beti ke liye)
Best for: Naukri wale, retired log, ya jo pehli baar invest kar rahe hain
AI Recommended
Balanced Plan
Medium Risk
10–15%
Expected annual return
  • SIP in Mutual Funds — ₹1,000/month se shuru
  • Index Funds (Nifty 50) — low cost, high return
  • Digital Gold — Sovereign Gold Bond
  • NPS (National Pension System)
  • Balanced Advantage Funds
Best for: Chhote business owners, freelancers, jo 5+ saal ke liye sochte hain
Growth Plan
High Risk
18–25%
Expected annual return
  • Direct Stocks — Nifty 50 companies
  • Small Cap & Mid Cap Mutual Funds
  • REIT (Real Estate Investment Trust)
  • Sectoral Funds — IT, Pharma, Bank
  • US Stocks via INDmoney / Groww
Best for: Young investors, 25–35 saal ke log jo 10+ saal invest karna chahte hain
AI Investment Advisor

Apni income daalo,
AI batayega — kahan lagao

Aapki monthly income aur savings dekh ke MunshiGiri AI personally aapke liye best investment plan suggest karta hai. Zero financial knowledge required.

Apna Financial Profile Bharo
Sirf 4 cheezein batao — AI baaki sab calculate kar lega
Apni income aur savings daalo — AI aapke liye personalized investment plan tayaar kar dega ek second mein.
Log kya bol rahe hain

Poora India use kar raha hai

"Pehle main diary mein likhta tha. Ab sirf bolta hoon. Aur AI ne bataya SIP start karo — 3 mahine mein ₹9,000 grow ho gaye!"
RK
Rajesh Kumar
Kirana Shop Owner, Lucknow
"AI ne mere saving rate dekh ke PPF + SIP combo suggest kiya. Ab main ek saath save bhi kar raha hoon aur invest bhi. Kisi ne pehle nahi bataya tha yeh!"
PS
Priya Sharma
Freelance Designer, Mumbai
"Hinglish mein bolta hoon, AI samajhta hai. Investment advice bhi Hinglish mein milti hai. Mera CA bhi yahi bolta hai jo AI kehta hai — for free!"
AM
Anil Mehta
Auto Parts Dealer, Kanpur
Pricing
₹0

Hisaab, investment advice, reports — sab kuch bilkul free. Koi subscription nahi, koi hidden charge nahi.

Abhi Download Karo
Voice entry — Free
Unlimited Hinglish transactions
UPI auto-sync — Free
Google Pay, PhonePe, Paytm sab
AI Investment Advice — Free
Personalized plan, SIP calculator, goal tracker
Reports & Khata — Free
Daily, weekly, monthly — CA-ready export

Aaj se shuru karo.
Ek bol se.

Hisaab rakho, invest karo, grow karo — sab kuch ek app mein, bilkul free, bilkul Hinglish mein.

Android App Download iOS ke liye notify karo
Currently free for all users · No credit card · No signup fees